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"Very helpful and friendly"

We are thankful for Bill's thoroughness and positive attitude towards finding a condo in our price range. He went the extra mile to get us the place of our dreams. Very helpful and friendly. 

William and Sharon Baade

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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Bill Cullin, REALTORŪ, real estate agent and broker for Lewes, Rehoboth Beach, Bethany Beach and Dewey Beach, Delaware home listings, property and land for sale

Bill Cullin
Long & Foster Real Estate Inc

37156 Rehoboth Avenue Ext
Rehoboth Beach, DE 19971
Mobile: (302) 841-7147
Fax: (302) 227-8165
Office: (302) 227-2541
Toll Free: (800) 462-3224 Ext. 117
Email: bill.cullin@longandfoster.com

Call or Email Anytime. I will respond.

MLS Equal Housing REALTOR


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